What Is an Annuity and How Does it Work?

When an average layperson hears the word “annuity” for the first time, a confused expression more than likely forms on his or her face, and rightfully so, since it sounds like a technical term only utilized in professional circles.  For the most part, it is. An annuity is often used when an insurance agent explainsContinue reading “What Is an Annuity and How Does it Work?”

Saving Money from Long-Term Care Insurance

Growing older will eventually happen to everyone but getting to a ripe old age only befalls an elite few who have espoused clean and healthy living. Others have failed to value this but clung luckily to the warm embrace of life. Nevertheless, one fact remains whenever you do reach this “senior citizen” status: you willContinue reading “Saving Money from Long-Term Care Insurance”

Express Your Love this Valentine’s Day with Life Insurance

As Valentine’s Day approaches, you’d want to give your loved ones the best gift to express your love to them. There are the usual gifts you can give, like roses, chocolates, or romantic getaways and dinners in five-star restaurants. However, there is something that is more meaningful and will say in big bold letters: “IContinue reading “Express Your Love this Valentine’s Day with Life Insurance”

What to Do if You’re Company Does Not Have a Pension Plan

Back in the days, around the industrial age, companies used to invest in their workers more than they do today. If you needed a certain skillset, the company trained you for it. Companies did not hesitate to invest in their workers as the commitment between the worker and the company was assured. The day oneContinue reading “What to Do if You’re Company Does Not Have a Pension Plan”