How We Can Save from Long-Term Care Insurance (Updated)

We all grow old, and that is a fact of life. We will reach a point in our lives when we need someone to help take care of ourselves. These will usually happen when we approach sixty-five or older. But how can we pay for it? One way to prepare for this eventuality is purchasingContinue reading “How We Can Save from Long-Term Care Insurance (Updated)”

What Is an Annuity and How Does it Work?

When an average layperson hears the word “annuity” for the first time, a confused expression more than likely forms on his or her face, and rightfully so, since it sounds like a technical term only utilized in professional circles.  For the most part, it is. An annuity is often used when an insurance agent explainsContinue reading “What Is an Annuity and How Does it Work?”

Saving Money from Long-Term Care Insurance

Growing older will eventually happen to everyone but getting to a ripe old age only befalls an elite few who have espoused clean and healthy living. Others have failed to value this but clung luckily to the warm embrace of life. Nevertheless, one fact remains whenever you do reach this “senior citizen” status: you willContinue reading “Saving Money from Long-Term Care Insurance”

It’s Time to Spring Clean our Finances

March has finally arrived, which means winter is over and spring has sprung, and the annual tradition of spring cleaning begins. It not only refers to the act of housecleaning but metaphorically as well, like getting our finances in order before an audit or inspection occurs. Many of us have questionable financial habits ranging fromContinue reading “It’s Time to Spring Clean our Finances”

Answering Your Usual Questions about Life Insurance

For an average layperson, life insurance may be confusing, and many are not able to grasp its many intricacies. They may find its themes too perplexing to understand completely, and you might be one of them. However, you may be a little hesitant because you just don’t know what it is and to a greaterContinue reading “Answering Your Usual Questions about Life Insurance”

How Walt Disney Used Life Insurance to Fund his Dream

by: Lem Lomeda Walt Disney was, and still is, a large part of everyone’s lives. His creative output produced all of the best memories we hold dear in our childhood, from beloved cartoon characters like Mickey Mouse, his feature-length animated movies, to family-themed parks all around the world. However, all of these had the dangerContinue reading “How Walt Disney Used Life Insurance to Fund his Dream”

I.B.I.S.

I call it the Insurance-based Investment Strategy. There are plenty of resources out there that talk about this strategy in detail. To read more about it, you can start with these books: Heads I Win, Tails You Lose – by Patrick Donohue Money. Wealth. Life Insurance – by Jake Thompson Live Your Life Insurance –Continue reading “I.B.I.S.”